Everest is a leading insurer of program business with a history of proven success. Our products are designed to meet the specific needs of each customer and are modified to respond to changes in the evolving marketplace.
We look for programs that have demonstrated a profitable track record, shown potential for growth, and have unique characteristics that set them apart from others in their industry. While our minimum premium requirements are flexible based on the individual characteristics presented by the program, each must have enough critical mass to allow for profit when both losses and expenses are considered.
Sample Program Business
Alarm Installers, Community Bank Professional Liability, Fire & Water Restoration Contractors, Fire Suppression/Sprinkler Contractors, Pest Control, Private Investigators, Security Guards, Non-Profit Social Services, Monoline Workers’ Compensation, Janitorial Contractors, Temporary Staffing,
DIC—Earthquake & Flood and Personal Auto
Products & Services
We offer 50 state capabilities with a full array of claims and loss control services. Coverages include:
- Inland Marine
- Workers' Compensation
- General Liability
- Umbrella & Excess Liability
- Commercial Automobile
- Professional Liability
- Personal Auto (available in AL, CA, GA, MI, SC, TN)
Everest Program Administrators are integral to our success and we are committed to working together to bring the best possible products and services to the market. Our Program Administrators market, underwrite, rate, and issue policies on Everest's behalf. Some Program Administrators also perform loss control and handle claims.
We look for the following criteria in our Program Administrators:
- Knowledge of the chosen marketplace
- Expertise in the targeted book of business
- A solid distribution system
- Demonstrated entrepreneurial skills
- Strong financials