Everest Re is a leading property and casualty reinsurer in the United States offering a diverse range of products to our clients. Through our treaty and facultative underwriting units, we work with reinsurance intermediaries to develop customized solutions that meet the complex and changing needs of our clients. We are noted for our fast response to submissions, as well as our willingness to take sizable lines in support of our underwriting judgments. We act as the lead reinsurer on many contracts and our underwriters, supported by an experienced staff of contract experts, have the ability to work with brokers to efficiently draft the required treaty language.
Everest Re's "multiple products through multiple channels" philosophy also is embodied in our approach to the Accident and Health, Marine and Aviation, and Surety segments of the business. We are committed to underwriting in specialty niches in which our technical expertise allows us to evaluate and support customer needs and where we are able to bring service and top notch expertise to these market niches.