Our people, distribution, relationships and ratings comprise the backbone of our franchise. We believe we have the deepest underwriting bench in the industry and it is matched by the experience in our claims and actuarial departments.

We seek mutually beneficial relationships with our customers and we are highly diversified, underwriting all types and lines of property and casualty reinsurance throughout the world.

The strength of our balance sheet, supported by our solid investment and reserve positions, has resulted in superior ratings from each of the rating agencies (A+ from A. M. Best Company, A+ from Standard and Poor's Rating Services and Aa3 from Moody's Investors Service, Inc.).

Our two largest reinsurance subsidiaries, Everest Reinsurance Company and Everest Reinsurance (Bermuda), Ltd., had statutory capital and surplus of $2.8 billion and $2.6 billion, respectively, at December 31, 2009, providing impeccable security and ample capacity.